At Titus Financial we employ a fiduciary process of Sequential Screening, Segmentation Analysis, Structural Modeling, and Selective Substitution.
In aggregate, these inputs create low cost portfolios designed to meet client objectives with the highest possibility of success at the lowest possible risk.
Core investments are made in low cost exchange traded index funds representing major market sectors. Satellite investments are made in active manager funds modeled to adapt to changing dynamics within the investment environment.
Stop losses are used on exchange traded funds and active managers are given downside risk mitigation mandates. These low cost portfolio construction techniques deliver superior investment performance supported by considerably lower risk defined as volatility, or multi-vector variance distance measurement.
The objective of Structural Modeling is to determine the optimal combination of investment strategies within the 3 dimensional cube that, in aggregate, encompass the spectrum of all three axes.