
Client Services
Tax Reduction Planning
- Comprehensive review of your tax return to identify opportunities for tax reduction strategies
- Semi-annual review of your tax situation and planning to incorporate any new tax law changes
- Free consultation with your tax preparer
- Recommendations of tax solutions including tax advantaged investments
- Monitoring and presenting new tax laws that can affect your situation
Retirement Income & Distribution Planning
- Analysis of your income needs now and in the future
- Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
- Recommendations regarding the best distribution strategy for your employer retirement plans and IRAs
- Analysis of the beneficiaries of your IRAs and how to establish an Inherited IRA
Family Wealth Planning
- Analysis of your current estate plan and concerns
- Free consultation with your attorney
- Assistance in transferring assets to your Living Trust or other trusts
- Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
- Ensuring that account titles and beneficiary designations agree with estate plan
Investment Services
- Commission-free transactions
- Independent Objective Advice
- Reviewing your investments and designing a personalized portfolio appropriate to your values-based goals
- Custom Investment Policy Statement detailing investment plan and advisor role
- Year-long, continual monitoring and rebalancing of your investments to maintain risk profile
- Regular meetings to: review and evaluate your investment performance, update your overall financial objectives and if necessary, reallocate your portfolio as necessary
- Quarterly Statements, daily online access to accounts
- Recommendations regarding investments of funds within your employer provided retirement plans such as 401(k)s
- Quarterly newsletter detailing our firm’s research, analysis and view of the current state of the investment markets
Client Services & Communications
- Quarterly Newsletter to keep you apprised of the economy, markets and most current planning options
- Semi-annual client reviews
- Special events, including client appreciation events to which you may bring guests
- Custom Titus Financial, Inc. app to allow you access to your account from your smart phone or tablet